What would you do?

[Dog]

Hey all.

I am in search of advice/guidence...

As you know, I'd love another Mini, and kindly Phil found me one, sounds a right pukka for what I want.

But...

I am in debt, but a considerable amount. In fact, I'd say 80% of my total income is bills... Which doesn't leave with me with much, and then what I do have, I use on train tickets to see the girlfriend.

Lucky, this is only based on my basic income wage. Where I work now, allows overtime, and on fridays its compalsary!

So in total I do 3.5hrs a week over time, unless I am doing a satruday, and then its 7.5hrs a week (do a sat every other week). So total over time, in an average month (4 weeks) is 22hours. Giving me an extra £250 per month.

So money isn't "that" tight.

Now this is where I need some help in putting my mind at rest...

Do I save for a month,and get this bargin Mini, and dump it in the garage, maybe strip it, and do little bits on it, that I can do for free/cheap, or do I forget getting a Mini for another few months?

I don't want a prim and proper Mini, I want something to tinker with, something I can call mine again...

Differ is between now and when I had the Van, was the Van was my only transport, so its was always eatting money out of me. I now have a Diesel Astra, so I do have a proper car with tow hitch

So with this, I have no need to "hurry" myself to get the Mini done. Therefore, if one month I can't be arsed or afford to do anything to the Mini, then it'll stay in the garage locked up safe, and out of the way...

Thats my thinking anyways...

Unfortunatly, my parents on the otherhand, the old man is ok with it, but the old dear strictly says no, as shes frightened I'll just get myself into more debt "doing" up this next one... and well, I can see why she says it, 'cos the Van cost me close to 8k to build, and I drove it 50 miles, and sold it purely 'cos I got frustrated, and was loosing money each and everytime I spent time with it.

In my head, I'd just like to have it, dump it in the garage, and tinker with it as and when... but is it the right/safe thing to do? or shall I just wait till some of my bills are lower/sorted, and go from there?

Sorry to of waffled a bit, but I'm finding it easier just to write things down...

ta for listening
Mart

[braceuself]

i've been in this situation and to be perfectly honest i'd get your bills down a bit.if you got extra a month pay bills with it.thats what i did and got outta that rut quicker than i thought i would

[janetthompson]

Give yourself 6 months maybe to pay off some bills and then after Christmas look around for a mini, by that time you'll have a better idea of how much each month you can spend on doing up the mini, but def get another one,just have some patience ( which is something you fellas a bit short of !). Anyway what ever you decide good luck !

[byron101]

have to agree with the guys, get your bills down 1st mate

[Dog]

Phil you know me far too well!

Do u think it'll still be there in 6 months time?

[Dog]

Well looks like I'll take everyones advice then.

Pay of debt a bit longer, work more to get it down more (not quicker just down more) then I might have spare cash floating about

Thank you all

[janetthompson]

Good luck !!!

[minichick]

I agree with everyone else, but if you had a chance to get one cheap then go for it. At least you will have one there to tinker with when you are bored. But make sure all your spare cash don't go on the mini this time ;D

[Dog]

Jul 14, 2008 21:05:25 GMT 1 @minichick said:

I agree with everyone else, but if you had a chance to get one cheap then go for it. At least you will have one there to tinker with when you are bored. But make sure all your spare cash don't go on the mini this time ;D

Its going to be the idea, I have no need to spend on it, as I have the astra, so the Mini will get done, in its own due time.

Anyways, I think you should know which Mini is the next on the list for Dogs custom shop