Post by exuptoy on Jul 7, 2009 19:10:56 GMT 1
LAWYER / INSURANCE STORY OF THE YEAR, DECADE, AND POSSIBLY THE
CENTURY.
This took place in Charlotte, North Carolina
A lawyer purchased a box of very rare and expensive cigars, then
insured them against, among other things, fire.
Within a month, having smoked his entire stockpile of these great
cigars, the lawyer filed a claim against the insurance company
In his claim, the lawyer stated the cigars were lost 'in a series of small
fires.'
The insurance company refused to pay, citing the obvious reason, that the
man had consumed the cigars in the normal fashion.
The lawyer sued and WON!
(Stay with me.)
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that
the lawyer held a policy from the company, in which it had
warranted that the cigars were
insurable and also guaranteed that it would insure them
against fire, without defining what is considered to be
unacceptable 'fire' and was obligated to pay the claim.
Rather than endure lengthy and costly appeal process, the
insurance company accepted the ruling and paid $15,000 to
the lawyer for his loss of the cigars that perished in the 'fires'.
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!!
With his own insurance claim
and testimony from the previous case being used against him,
the lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in
jail and a $24,000 fine.
This true story won First Place in last year's Criminal Lawyers
Award Contest.
CENTURY.
This took place in Charlotte, North Carolina
A lawyer purchased a box of very rare and expensive cigars, then
insured them against, among other things, fire.
Within a month, having smoked his entire stockpile of these great
cigars, the lawyer filed a claim against the insurance company
In his claim, the lawyer stated the cigars were lost 'in a series of small
fires.'
The insurance company refused to pay, citing the obvious reason, that the
man had consumed the cigars in the normal fashion.
The lawyer sued and WON!
(Stay with me.)
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that
the lawyer held a policy from the company, in which it had
warranted that the cigars were
insurable and also guaranteed that it would insure them
against fire, without defining what is considered to be
unacceptable 'fire' and was obligated to pay the claim.
Rather than endure lengthy and costly appeal process, the
insurance company accepted the ruling and paid $15,000 to
the lawyer for his loss of the cigars that perished in the 'fires'.
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!!
With his own insurance claim
and testimony from the previous case being used against him,
the lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in
jail and a $24,000 fine.
This true story won First Place in last year's Criminal Lawyers
Award Contest.