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Post by SamuelHorler on Oct 21, 2010 0:32:21 GMT 1
Haha, well I'm pretty desperate to snatch up a Mini as my first car right about now, just gotta persuade my mother a little more and I should probably be manly enough to go get it myself!
Anyone got any ways of persuading my mam it's a good thing rather than just some rust bucket that's gonna fall apart on the drive? :L Because I know it's not, she's just being stubborn...
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Post by coedy on Oct 21, 2010 0:43:34 GMT 1
It will fall apart on the drive.. its what Minis do... On the plus side you could tell her that it wont go fast enough to speed/kill yourself in? That's always a good bargaining tactic..?  |
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Post by SamuelHorler on Oct 21, 2010 1:11:02 GMT 1
Well aye mun, the odd bit of work I don't mind doing. I wanna learn about cars any way!
Exactly, my Dad's saying classic insurance too as a positive. I just need to keep on and I think she'll give in haha
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Huntyfm
1440cc
If you cant fix it with a hammer its electrical.[F4:Huntyfm]
Posts: 2,633
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Post by Huntyfm on Oct 21, 2010 11:54:17 GMT 1
Yeahh, Insurance is good, for me at 17, on a provisional, its 1200 fully comp, versus 1600 on a saxo/nova |
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Post by Az on Oct 21, 2010 17:09:19 GMT 1
yeah same with mine, when im 17 for mine it'll be £1300 on insurance. they are good on insurance  |
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Huntyfm
1440cc
If you cant fix it with a hammer its electrical.[F4:Huntyfm]
Posts: 2,633
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Post by Huntyfm on Oct 21, 2010 19:21:58 GMT 1
so your not declaring the vtec then?  |
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Post by SamuelHorler on Oct 23, 2010 1:53:06 GMT 1
Well I've been doing my research and Footman James are apparently amazing with insurance. People aged 17, with modifications and such, 1275 engines for just over £1k. 998 engines like £700. I DEFINITELY KNOW WHAT I'M DOING.
My Dad seems to think a Mini's a great idea, my mother disagrees, but it seems like I'm on my way. =)
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Post by coedy on Oct 23, 2010 2:26:16 GMT 1
Im guessing that's on their classic policy yeah?
Dont forget to ask for agreed value, because book price for Minis is only about £300...
Annndddd...... One thing to take notice of about a classic policy:
Classic policies do not let you gain a no claims bonus.
So if at some point they make your premium shoot up you will have a hard time finding other quotes that are sensible money elsewhere with other insurers because you wont have any no claims.
I'm currently stuck with them at the moment.. lol.. Their quick on the phones though and they don't rape you when you tell them about all your mods. (which means they wont end up cancelling your insurance if they ever find out about them!)
then again their prices come down by about £50 a year for me so far, but If I phone and get quotes for any other company its usually about 4 times as much.
Same as if you ever get sick of Minis and want to get something else, you will have 0ncb so insuring that new car may be more expensive than you'd think.... Even if your 26 or older the price will still be sky high due to 0ncb.
Just a heads up because it surprised me last year when I checked it out.
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Post by coopdog on Oct 23, 2010 9:39:41 GMT 1
yeah same with mine, when im 17 for mine it'll be £1300 on insurance. they are good on insurance WHAT WITH A VTECC? "censored" off you nutter id be putting my 1340 in my car right now if it cost that much :L |
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Post by SamuelHorler on Oct 23, 2010 11:26:01 GMT 1
Ah right I didn't realise thanks Coedy. I'm willing to not get ncb for temporary cheap insurance whilst I'm still a young'n.
Callum, you're too scared boyo, ain't got the balls to get your 1340 in there.
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Post by coopdog on Oct 23, 2010 12:04:10 GMT 1
all right aye,
you mini wannbe
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Post by Danny California on Oct 23, 2010 12:55:35 GMT 1
Sam mate you're the one who should be worried if he does stick the 1340 in, and he says lets go for a spin! Famous last words being: WATCH THIS!
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Post by SamuelHorler on Oct 23, 2010 16:31:28 GMT 1
Haha, nah Dan, Callum's a good boy, speed limit follower. (y)
Callum, I know, I'm just trying so hard to be you. I will get a Mini, and I will get Richard, you watch me...
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Post by coopdog on Oct 23, 2010 22:49:41 GMT 1
your welcome to him mate
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Post by cbrown on Oct 26, 2010 17:27:05 GMT 1
If you want cheap insurance then HIC is the place to go. Im 20 years old and only paying £430!! And that's with a stage 1!! HIC are just the brokers, highway being the actual insurer. I also checked that it does give you real no claims bonus even tho it's a classic policy.
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