insurance

[coopdog]

i was wondering, on footman james and things they ask if your in a club and a membership number.
does it take much off the insurance?
and how would i get the code?
thanks

[ljonez]

think its normally about 10-15% discount. looking at the members lists it doesnt seem like we have a member number it just goes on our user name

[psychoticfox]

as lawson has said, i seem to remember p.jones saying to mention you in swm + not refering to any code etc

[jackdaw]

I get 10% discount on my MGB Classic Insurance through being a member of either The MG Owners Club or The MG Car Club.

Both clubs give you a membership number on a Certificate when you join and the Insurance company ask for this number before they will give you the discount on the premium.

Dont know if just mentioning being a Forum member will have the same result but no harm in giving it a try.

[ljonez]

Oct 26, 2010 18:18:50 GMT 1 jackdaw said:

Dont know if just mentioning being a Forum member will have the same result but no harm in giving it a try.

the club is the forum not sure how you'd go about proving your a member tho

[jb]

we are insured with classic line insurers based in leicester, found them really good to deal with and knowledgeable about modifications etc. told them we were members on a club forum which they took into account with the premium, £250 gets us full comp, agreed value, 5000 miles etc. so ,as jb jnr is only 21 and most insurers wouldn`t touch us both on the same policy I think it`s a cracking deal

[jackdaw]

Both the MGOC & MGCC are national (International) Clubs which have separate forums as part of the "Club" facilities.
I seem to remember reading something about them negotiating discounts with Parts Suppliers and Insurance Companies for the benefit of Club Members.
Still got to be worth mentioning SWM membership to the Insurance though.
"If you don't ask, you don't get!"

[ljonez]

i find insurance amazing how it varies, when i passed (2004) i had my own policy with Norwich union for £450 but now for a 18 year old its around £1500

now at 24 with 5years ncb on a standard 998 its £185 but sadly mines not standard so its closer to £500. the cooper was only £360 tho

i tend to use HIC they always try beat any quote

[sebz]

i think you'll find footman james will ask for membership of british mini club. that was what they told us when we insured our cooper. it was the only way we could get agreed value cos the car is only 10years old

[coedy]

Oct 26, 2010 18:37:49 GMT 1 ljonez said:

Oct 26, 2010 18:18:50 GMT 1 jackdaw said:

Dont know if just mentioning being a Forum member will have the same result but no harm in giving it a try.

the club is the forum not sure how you'd go about proving your a member tho

Could say your a member of South Wales Mini Club, username: *insert username* and membership number:*insert the date(numerically) you joined*

That should give it a more official sound than just saying "yeah, im a member of a forum' lol

Then again they may say you have to be a member of the BMC.

[rosserluke]

I got a 1990 cooper 1275 and through aviva i payed £1800 this year! its goes down to £800 next year... doesnt make sence does it! btw im 18

[timsmini]

I changed from Aviva this year, they quoted me £550 without mods (up £150 from last year).
Now with heritage they quoted me £207 with mods, track day cover, agreed value and breakdown.